Prime Direct

The New Standard in Jumbo Lending

Welcome to Prime Direct, the purpose-built solution for high-performing correspondent lenders seeking the best in jumbo mortgages. Designed to thrive in today’s competitive market, Prime Direct offers exceptional jumbo rates, streamlined execution, and a seamless client experience from lock to funding.

Prime Direct is exclusively offered through Homelend’s proprietary delivery platform, providing correspondents with a secure, intuitive, and highly efficient platform to register, lock, and deliver loans with confidence. This combination of elite jumbo pricing and a purpose-built delivery ecosystem creates a uniquely powerful correspondent advantage.

Prime Direct is a delegated correspondent lending product tailored for well-qualified mortgage banks. It offers a streamlined underwriting review process along with highly competitive adjustable-rate mortgage (ARM) pricing.

Prime Direct’s main benefits are its efficiency and pricing. PRMI conducts a streamlined review of the correspondent’s underwriting and compliance, reducing friction in the process. Additionally, the product features highly competitive rates. 

Homelend is a proprietary platform used for the submission, review, and purchase of loans. It features a modern, user-friendly interface and incorporates a high level of security to ensure a seamless and protected experience.

PRMI Trust typically purchases loans within 3-5 business days. This efficient turnaround time enables correspondents to effectively manage their warehouse lines.